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The panel

Backed by Australia's leading lenders.

From the big four to non-bank specialists, we hold accreditation across the country's most relevant home-loan panel. Filter the list to see who's strong for your situation.

4.8★Google rating80,000+Australians helped25+lenders on panel$10B+settled26yrsexperience

26 lenders matched

  • Major bank

    ANZ

    Strong overall — competitive owner-occupier and investor pricing.

    • Investor servicing
    • Pre-approval speed
    • Cashback offers
    Owner-occupierInvestorRefinanceCashback

  • Major bank

    NAB

    Reliable major with strong professional-package offering.

    • Professional packages
    • Construction
    • Investor
    Owner-occupierInvestorConstructionRefinance

  • Major bank

    Commonwealth Bank

    Largest mortgage book in Australia — fast for clean PAYG files.

    • PAYG approval speed
    • Mobile experience
    • Branch network
    Owner-occupierFirst home buyerRefinance

  • Major bank

    Westpac

    Multiple brands, multiple credit policies — flexible matching.

    • Multiple brand policies
    • Investor
    • Refinance
    Owner-occupierInvestorRefinanceCashback

  • Major bank

    St.George

    Westpac-owned, separate credit policies — useful second look.

    • Family pledge
    • Investor
    • Refinance
    Owner-occupierInvestorFirst home buyerRefinance

  • Major bank

    Macquarie

    Sharp pricing and one of the best digital experiences in market.

    • Sharp rates
    • Digital experience
    • PAYG and self-employed
    Owner-occupierInvestorSelf-employedRefinance

  • Regional bank

    Suncorp

    Strong investor and bridging policy.

    • Bridging finance
    • Investor
    • QLD presence
    Owner-occupierInvestorBridgingRefinance

  • Regional bank

    ING Direct

    Lean, sharp pricing for clean PAYG borrowers.

    • Low rates
    • PAYG
    • Online process
    Owner-occupierRefinance

  • Regional bank

    AMP

    Investor-friendly with competitive professional packages.

    • Investor servicing
    • Professional rate discounts
    Owner-occupierInvestorRefinance

  • Regional bank

    Bankwest

    WA powerhouse — strong policy on family pledges.

    • Family pledge
    • WA market
    • First home buyer
    First home buyerOwner-occupierLow deposit

  • Regional bank

    Bank of Queensland

    Owner-managed branch model — relationship-driven approvals.

    • Personal service
    • Self-employed
    • Investor
    Owner-occupierSelf-employedInvestor

  • Regional bank

    ME Bank

    Industry super-fund-owned — strong for first home buyers.

    • First home buyer
    • Refinance
    First home buyerRefinanceOwner-occupier

  • Regional bank

    Auswide Bank

    QLD-based bank with strong owner-occupier offers.

    • Owner-occupier
    • First home buyer
    Owner-occupierFirst home buyer

  • Mutual

    Heritage Bank

    Customer-owned mutual with sharp first-home and refi pricing.

    • Customer-owned
    • First home buyer
    • Refinance
    First home buyerOwner-occupierRefinance

  • Mutual

    Gateway Bank

    Customer-owned with niche green-home lending.

    • Green home loans
    • Refinance
    Owner-occupierRefinance

  • Non-bank

    ubank

    Fully digital. Sharp rates for straightforward PAYG borrowers.

    • Sharp rates
    • Digital
    • Speed
    Owner-occupierRefinance

  • Non-bank

    Advantedge (Challenger)

    NAB-backed white-label with sharp prime pricing.

    • Sharp prime rates
    • Refinance
    • Owner-occupier
    Owner-occupierInvestorRefinance

  • Specialist

    Pepper Money

    Specialist lender for credit-impaired and complex income.

    • Credit-impaired
    • Self-employed
    • Alt-doc
    Self-employedRefinance

  • Non-bank

    Resimac

    Non-bank with competitive prime and alt-doc options.

    • Alt-doc
    • Self-employed
    • Investor
    Self-employedInvestorRefinance

  • Specialist

    La Trobe Financial

    Specialist lender for self-employed, SMSF and complex scenarios.

    • SMSF lending
    • Self-employed
    • Specialist credit
    Self-employedSMSFInvestor

  • Specialist

    RedZed

    Built specifically for self-employed Australians.

    • Self-employed
    • Alt-doc
    • BAS-only
    Self-employedRefinanceInvestor

  • Non-bank

    ORDE Financial

    Newer non-bank with sharp prime and alt-doc pricing.

    • Sharp pricing
    • Self-employed
    • Refinance
    Owner-occupierSelf-employedRefinance

  • Non-bank

    Origin (Columbus Capital)

    Columbus Capital-backed lender with sharp prime offerings.

    • Prime pricing
    • Investor
    • Self-employed
    Owner-occupierInvestorSelf-employedRefinance

  • Non-bank

    Firstmac

    Established non-bank with strong investor pricing.

    • Investor
    • SMSF
    • Refinance
    Owner-occupierInvestorSMSFRefinance

  • Mutual

    Southern Cross Credit Union

    Customer-owned credit union, member-first pricing.

    • Customer-owned
    • Owner-occupier
    • Refinance
    Owner-occupierFirst home buyerRefinance

  • Specialist

    Bluestone

    Near-prime and specialist lending for credit-impaired borrowers.

    • Near-prime
    • Self-employed
    • Credit repair
    Self-employedRefinance

Common questions

About the panel.

  • Lenders use very different policies. Two banks looking at the same income and the same property can offer borrowing capacity that varies by $200k+. Picking the right lender first time means a faster, cleaner approval — and avoids a credit-file decline.

  • Commissions are largely standardised across the industry under the 'best interests duty' regulations. We're legally required to recommend the loan that's actually right for you, and we document the comparison.

  • Most lenders re-price several times per year — independently of RBA cash-rate moves. We monitor the panel constantly and review your rate annually, free.

  • Absolutely. If you want a specific lender, we'll prepare your application there. We'll still tell you if we think a different lender is better for your situation.

Lender match

Find the right lender for you.

Twenty minutes is usually enough to know which lender will say yes — and which will give you the best long-term deal.

Book a lender match callFree 20-minute call · No obligation · A real broker, not a call centreOr call 13 SAVE